Guys,
You are taking the wrong outlook at this situation. I have run riggers for 18 years, from 20's to 90's and NEVER had a complete wreck and lost everything. Maybe luck but maybe not. It is quite rare to break off BOTH sponsons and break open the radio box too. Have wrecked off one, torn up both, had the radio box opened but left the sponsons attached. What you are talking about is the perfect storm and all you would need is a minnow net to collect up the pieces. Remember, the sponsons are foam, the tub nose internals are foam and the remainder of the boat is wood except for the hardware and radio gear. The weakest part of a rigger are the boom tubes and they generally crack but usually still remain in place.
Adding in a little bit of foam in the skid will make little difference in a major wreck. BTW, Andy Brown told me that the Eagles center skid sponson was made of kelgecell structural foam framed with thin ply. Adding foam in the radio box is of little value too. It may get in the way of the radio linkages, cause a bind and result in a wreck. Think it all the way through. Build it well and concentrate on the radio box, it is a air cell if it remains intact. The boat will always float if is not opened.